Just before the end of 2022, the NFIP received its’ 25th short term reauthorization (hip hip hooray!) and our next reauthorization deadline is September 30th, 2023.  The NFIP continues its’ transformation in many areas, including transition from a class/zone-based system to individual structure risk assessment and premium determination.  We will overview the status of Risk Rating 2.0 implementation and discuss proposals for the future of the NFIP.